Finance, Loan, Debt and Credit.

September 25, 2017

Insurance premium

The development of insurance industry force the company compete each other. Since we know the insurance is important aspect in our liabilities, the company ready to do anything to get the insurance member.

Last news about celebrity insurance Mariah Careyinsurance the legs.  And the value of the legs is about 1000 million dollar. It is amazing since the idea of insurance developed. Same with the Jennifer lopez that insure the bottom more than 1 million dollar. Insurance is very important for them, and the company that able to take their insurance have to save and ready to take the insurance premium. It is a huge number for pay the premium.

Well high risk is high return, means that the polis given is also in a high number. But no matter the coverage is big, no one want to be sick. People chose to be health and show the effort to make themselves health. The program is just to protect and the preventive action to minimize all expenses. It is unwanted but needed. It is not about being artist but this is about how we protect our selves. The smart people in the smart era have to find their way to save the money.

March 4, 2017

Mortgage of house

Filed under: Debt,Featured,Mortgage — Tags: , — admin @ 12:48 am

The price of house is increase day by day. Yes of course the property value is increase and the people didn’t scare about having more than one house. But the fact is different, since the crisis of economic infected almost all country in the world; house and the mortgage became more serious.

The problems of money effect even the rich and the king of property thing twice in selling. Mortgage is the transfer of an interest in property (or the equivalent in law – a charge) to a lender as a security for a debt – usually a loan of money. While a mortgage in it self is not a debt, it is the lender’s security for a debt.  It is a transfer of an interest in land (or the equivalent) from the owner to the mortgage lender, on the condition that this interest will be returned to the owner when the terms of the mortgage have been satisfied or performed.

The mortgage problem will be solved by the time.  During the decrease of economic crisis, the economic growth and more stable again. The house is an asset not the liabilities. Mortgage is a problem if you can’t handle it. But the smart people can make this economic crisis as opportunity to be rich, by buying as much as possible houses. And they think the mortgage is not problem anymore.


March 3, 2017

Insurance in era 21

Filed under: Debt,Featured,Insurance — Tags: , , — admin @ 12:48 pm

Having credit card is an expense or the benefit? Some people believe that debt is not good. Debt can killing us, and made us stress if we can’t handle. Even most people believe in it, but people still made it and collect the credit card.

It is now different with the insurance. Insurance is the expenses or the liability? When we compare the insurance and credit card it has the different kind of types. Insurance in this era is something needed and necessary. The expense from our needs can be handled if we prepare from the insurance. Unpredictable thing is always come and disturb us. The accident of cars, the tragedy in house is something that can’t predict.

We have to save our liabilities by having insurance. The company handle insurance is so many now, and the specialty is different. Star from the physic insurance like car, house etc, and also life insurance. The difference is jus the premium and the compensation. The function is same to protect you and help you to safe in facing life. Almost rare found people in develop country having no insurance. Same like credit card the differences is just the effect after use it.


April 29, 2011

Tax development

Filed under: Featured,Tax — Tags: — admin @ 12:46 pm

Don’t ask what country has given to you but ask your self what you have given to your country. This sentences is famous by the ex president of United States of America. And this sentence applicable in tax things.

Tax is collected by the country from the country. The question then is about the right and the compulsory. Tax is the example of the effort from. Tax is given to the country as our compulsory. Then we can ask for our right. The right will never give if we didn’t pay our responsibilities. Tax is collected from the society to fulfill the needs op people. Building the road and all public facilities is the example of the usage of tax. Since the hundreds years ago, tax system is implemented, but the application is change customizing the demand.

The idea of take tax will never stop because this system is made the welfare of society. The system of government could be change but the tax system is still available. The increasing of country facilities and the development of the system in country, force the tax system to be develop. The result can be the tax tariff is increase or even decrease.

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