Archive for November, 2013

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Credit Card Debt Settlement Programs – Must Do Steps In Order To Be Successful

The global economic recession is making it increasingly harder to make enough money for nations and states and corporations to keep balanced books. For the individual, even in highly industrialized and developed countries like the United States, it is even harder because the cost of wages are far below the cost of the basics of […]

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When to Consider Home Refinance

When to consider home refinance is something that a lot of people struggle with.  Any time you are dealing with your home and your overall finances timing is important because it can mean that you can save a lot or just a little.  Each person will need to determine on their own, possibly with the […]

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Meandering Thru the Mortgage Maze – Part 2

In Part 1 a general understanding of mortgages was explored. Part 2 investigates the many different types of mortgages which can generally be classified into two groups: changeable and static. Static allows you to budget more effectively as you know the figures that you will be dealing with each month. This raises the question of […]

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Improving Bad Credit Ratings by Joining a Student Loan Consolidation Program

Whether you are labeled as bad credit or not, joining a student loan consolidation program is bond to be a great benefit for you. If you would like to improve your credit ratings join a student loan consolidation program. By consolidating your student loans, you will actually be applying for a new loan. This loan […]

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Bad Debt- How It Affects Tax Return

Bad debt has been defined as that money that is owed to a creditor but which, he is not able to collect from the debtor due to some given reasons. This, in many cases, is the kind of money that makes many creditors go bankrupt as they are not able to keep the business running. […]

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So Mortgage Refinance it Is? Things to Consider Before Deciding

If done properly, home loan refinance is a very good idea. It can help you to shorten the length of your loan or to lower your interest rate, thus saving you money. To refinance successfully, the lender should be totally aware of the features, advantages and disadvantages this financial procedure has to offer. It is […]

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Homeowner Debt Consolidation: Start a New Debt Free Life

When an individual obtains loans to fulfill various personal needs and is unable to clear them due to some circumstances, then he falls under the grip of multiple debts. It ca be termed as a very bad phase in which individual has to take a lot of stress concerning the multiple debts. Multiple debts also […]

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How School Loan Consolidation Can Save You Money

Paying off your school loans is not the most pleasant experience, but it can be made easier if you pursue a school loan consolidation. Doing so will give you the peace of mind that comes from knowing that your debts are manageable. Regardless of which type of school you are preparing to leave, look into […]

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4 Killer Tips To Get Low Mortgage Rate Refinance And The Right Mortgage Loan

In this article I give you some light of the things you should go through, when you think to get low mortgage rate refinance, which is very constructive, and to avoid the negative aspects. 1. Home Mortgage Loans With Fixed Interest Rates. Fixed rate means that the interest rate is the same during the whole […]

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